Resources for Home Owners and Buyers

Young People

The loss of a home affects every member of the family not just the adults. Governor Corzine recently launched the FLOOR Youth Toll-Free Helpline which lets young New Jerseyans between 10 arid 24 years of age call and talk about whatever is on their mind. To speak to a counselor, call 888-222-2228. Parental permission is not needed and all calls are confidential and anonymous.

Homelessness Prevention

NJ Homelessness Prevention Program provides limited financial assistance to low- and moderate-income tenants and homeowners in imminent danger of eviction or foreclosure due to temporary financial problems beyond their control. Funds are used to disburse payments in the forms of loans and grants to landlords and mortgage companies. Please call toll-free 866-889-6270.

Home Heating Assistance

NJ SHARES New Jersey Statewide Heating Assistance and Referral for Energy Services (New Jersey SHARES) is a non-profit organization charged with a mission to provide assistance to individuals and families living in New Jersey who are in need of temporary help in paying their energy bills. Call 1-868-NJSHARES or visit http://www.njshares.org/whereToApply/index.asp to find out how to apply.

The Low Income Home Energy Assistance Program

(LIHEAP) is designed to help low-income families and individuals meet home heating and medically necessary cooling costs. This year, the application period is November 1, 2008 to April 30, 2009.

NJ Weatherlzatlon Program

Assists elderly, handicapped and low-income persons in weatherizing their homes, improving their heating system efficiency and conserving energy. Call 609-633-2378 or visit www.state.nj.us/dca/dcr/forms/wealist.doc to
find a service provider near you.

Statewide Hotlines 

Domestic Abuse Hotline 1-800-572-7233
Addiction Hotline 1-800-322-5525
Substance Abuse Hotline 1-609-292-5760
Food Stamp Info Line 1-800-687-9512 or online application available at http://www.njhelps.org

 

 

 

 

BEWARE OF FORECLOSURE RESCUE SCAMS - HELP IS FREE!
  • There is never a fee to get assistance or information about Making Home Affordable from your lender or a HUD-approved housing counselor or a NJ Housing Counseling Agency listed in this document.
  • Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan. Do not pay — walk awayl
  • Beware of anyone who says they can “save” your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
  • Never make your mortgage payments to anyone other than your mortgage company without their approval.

    The Attorney General urges any member of the public who has been a victim of mortgage-related fraud to report it by calling the Division of Consumer Affairs’ toll-free hotline at 1-800-242-5846. Consumers from out of state can call 973-504-6200.
    Those seeking to file a complaint can also visit the Division's Web site at www.njconsumeraffairs.gov.